From March 2023, residents of Russia will be able to take advantage of credit holidays for any type of consumer loan. This was stated by Anatoly Aksakov, chairman of the State Duma Committee on the Financial Market.
«The mechanism of credit holidays for consumer loans will become permanent from March this year,» Aksakov said in an interview withIzvestia«.
According to him, the law is to be adopted before the end of winter. Now the tool is available only to mobilized and mortgage borrowers, material notes.
At the same time, Russian banks do not expect a significant increase in demand for credit holidays for loans. Even 1-2% of them can apply for them annually. customers, depending on the conditions set out by law,” said Alexander Shornikov, head of Zenit’s retail risk department.
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